Curious What Your Home is Worth in 2026?
The new year is a great time to understand your home's current value, whether you're thinking about selling, refinancing, or simply want to know where you stand.
I'm offering readers of the Marco Island Insider a complimentary, personalized Comparative Market Analysis (CMA) for your home on a first-come, first-served basis. You'll receive:
Your estimated home value range based on current market conditions and your home's unique features
Active listing comparison showing what's competing with your home right now and how yours stacks up
Recent neighborhood sales data including price per square foot, days on market, and final sale prices vs. asking prices
No obligation, just real data to help you make informed decisions about your biggest investment.
I also have something exciting in the works to announce! Many of you are already one of the 28,000+ members of the Marco Island Rentals & Local Deals Facebook group, and this month we’re going to be launching a new group tailored just for local real estate investors to create a place where you can connect and network with other investors, find, share & collaborate on deals, and more! Keep an eye out in your inbox—readers of the Insider are going to get early bird access when we launch.
-Edward
📊 The Marco Island Market Summary
Months of Inventory: 7.88 (↑ 2.6%)
Sold to List Price Ratio: 92.9% (↓ 0.33%)
Days on Market: 108 (↑ 6.93%)
Median Sold Price: $950,000 (↑ 0.26%)
Single Family & Condos, Townhouses, and Apartments
MARCO ISLAND NEWS
Collier Blvd., Barfield: More lane closures, delays through September: “With snowbird and tourist season just beginning, visitors and residents of Marco Island are dealing with even more construction than just the homes and Interstate 75 flyover being built to the north. Construction on the island's main thoroughfare – Collier Boulevard – is undergoing major work at its first intersection at Barfield Drive. It is expected to continue through September 2026.”
2026 - 2027 HUD and SHIP Grant Application Cycle Opens Soon: “The Collier County Community and Human Services Division (CHS) announces the opening of the FY2026-2027 grant application cycle. During FY2026-2027, Collier County is scheduled to receive federal funds from the U.S. Department of Housing and Urban Development (HUD) Community Development Block Grant (CDBG), HOME Investment Partnerships Program (HOME), Emergency Solutions Grants (ESG), and State Housing Initiatives Partnership (SHIP) funds. Funding is available only to eligible Nonprofit or For-Profit organizations.”
📉 Mortgage Rate Tracker
MORTGAGE RATES DROP TO LOWEST LEVEL IN 2025
“After starting the year close to 7%, the average 30-year fixed-rate mortgage moved to its lowest level in 2025 this week, an encouraging sign for potential homebuyers heading into the new year.
The 30-year fixed-rate mortgage averaged 6.15% as of December 31, 2025, down from last week when it averaged 6.18%. A year ago at this time, the 30-year FRM averaged 6.91%.
The 15-year fixed-rate mortgage averaged 5.44%, down from last week when it averaged 5.50%. A year ago at this time, the 15-year FRM averaged 6.13%.”
How 2025’s Three Fed Rate Cuts Could Set the Stage for 2026
“The Fed’s increasingly divided policymakers reduced the benchmark interest rate three times in 2025, each by a quarter of a point, lowering it to a 3.5%-3.75% range as of December, but the housing market remained constrained.
“Affordability was the primary constraint on the housing market in 2025, with mortgage rates clocking in the mid-6% range for most of the year and home prices remaining elevated, which kept many buyers on the sidelines,” says Berner.
However, the second half of the year saw mortgage rates retreat in a meaningful way, signaling that 2026 could be a year of rebound for the housing market.”
"With mortgage rates falling to a one-year low, we’ve seen purchase activity begin to pick up," Garg tells Realtor.com®. "There are millions of Americans who’ve been sitting on the sidelines, waiting for affordability to improve, and now, with rates easing and home prices stabilizing, we’re seeing those buyers reenter the market."
📖 REAL ESTATE READING LIST
A curated list of the news and articles from this edition to keep you in the know.
As we begin 2026, I want to say thank you for 2025: Over the last year, the Marco Island Insider grew to over 900 subscribers! Whether you’re a loyal reader or here for the first time, I appreciate your readership and hope these monthly newsletters help you feel more confident about your buying, selling, and investing decisions.
Happy New Year and all the best,
Edward Karas
REALTOR® | PSA | RSPS | C2EX
Premiere Plus Realty
(239) 388-7715 | [email protected]
